Jamaica - Should I take the Mtn. Bike?

I'm heading to Jamaica with the family next week and I am contemplating taking the mtn. bike with me.

Any opinions or good places to ride? I understand that Jamaica has the 3rd worst driving fatality rate in the world (behind Ethiopia & India). I am a little bit reluctant.

Anybody have an experiences to share or insight into cycling in Jamaica? I will be staying in the Discovery Bay area about 1/2 way between Montego Bay & Ocho Rios.

Any information would be appreciated.

JL