Quote:
Originally Posted by kppolich
If you need money now and are leaning only on your investments to survive you shouldn't be even close to allocated towards high risk investments.
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my wife is closer to Roth withdrawal age than I, but still several years, but her "adviser" rarely changes things. last year was the 1st time in years he adjusted, and he went for similar but better performing mutual funds that would NOT be labeled low risk at all. I bet lots of folks who have accounts aren't managing them actively and the big brokerage/investment groups may not be doing the best choices.