The current Lynskey 'sale' has the GR270 with 105 Hydro group under your price point and if you were Okay with Sram they have a Force 1 build at 3150. If you ever need to flip it, probably not the bike for you but I love my Urbano and think it was a steal for what I paid.
If you want carbon, take a long look at the new Stigmata if you can deal with Rival 1. for 3600 bucks (a bit over your price point) it's so nice. We're picking up a Quincy for my wife this weekend, would have had it last Sunday but they didn't have the 52 built up. Lifetime warranty and a Santa Cruz will hold value.
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