Cost of capital is cheap. Why would any dealer want a cash buyer vs ones who will finance and make them more money? I don't think the cash stash is giving you any advantage in this case.
Regarding the choices, I'd go with the Chevy. You don't tow. No need for the big honkin 6.2L. Even the 5.3L is overkill. But I tend to favor the less pompous brands--i.e. when I purchased a Landcruiser several years ago, I intentionally avoided Lexus counterparts.
|