[Flinch]

I am not a financial adviser, but have conversed with many, done my research, and self manage my funds. The prime decision making process rules when considering annuities or similar products is this flowchart:

1. If offered annuities, soak your head in boiling water first, then run fast!
2. If in any doubt, repeat rule #1 ten times, then proceed to rule #2.

Annuities =