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Read and learn to avoid overpaying for advice. There’s no shortage of legitimately good material online and on YouTube. There are also bad ones but the good ones will rise to the top. They’re the ones that direct you to so-called “Fee Only” advisers, low cost index funds, getting their fiduciary position in writing, etc.
I believe annuities will provide a guaranteed income but this can ultimately be a bad deal in terms of costs. Do your homework on fees and expenses, etc. A seemingly inconsequential fee can have enormous effects when compounded over a long time.
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