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Paid cash for our last 2 new car purchases.
One was a personal check and drove off the lot that day, easy peasy. (Though they did initially try and quote me $12k for my trade-in when I had a printout of an online offer at $18k, which they honored.) They had my trade-in listed on their website a day or two later at about $19k; feels like a pretty low flip profit but maybe those are the margins they work off of...
The prior one we ended up financing to capture some pretty significant incentives, and paid it off after 3 months which was the minimum term required to qualify for said discounts. Just read the fine print on the loan to ensure there are no early prepayment penalties.
Last edited by robin3mj; 02-01-2024 at 11:21 AM.
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