More details would help. My response would vary depending on what the frame and fork are, as well as the purchase price. Is the fork something you can use or sell in the price range of the fork that you need? Availability of fork would be another issue. I usually tend towards #3 in these kind of situations but sellers don't always cooperate. Logic behind #3 is that most sellers won't refund return shipping, so you are out that much from square one.
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