Paypal rant

[bicycletricycle]

Paypal is ····ed

That's it

[Dead Man]

I ····ing hate paypal. Hate hate hate hate hate.

[gone]

Ooh this is fun.

Me too. I hate them. No really, I do.

Wow, this is really fun.

[AJosiahK]

What happened might I ask?

Aside from them sucking

[CampyorBust]

https://youtu.be/pt4tjneF_Wk
https://youtu.be/Ld0MzGPuMl0


The second link really gets into why.

I have never sold stuff online, just buy stuff. I had no idea it was this bad. Is it really? Any horror stories?

Any alternatives? What if I want to sell something on here, just keep it local?

[bicycletricycle]

Buyer accidentally filed a dispute while simply asking for a tracking number

I asked them to drop it and gave them a tracking number

They apologized and dropped dispute.

Next transaction of rather large amount is being held until 3 days after the buyer confirms they have received it.

[dave thompson]

I've been a PayPal member since 2000. Bought, sold, transferred money, lotsa different transactions on and off EBay with zero, ZERO issues.

[LegendRider]

I bought online software for my son and paid with PayPal. The download never arrived and PayPal wouldn't refund my money b/c it wasn't a physical product. Very irritating.

Every other transaction has been fine.

[Louis]

I've been a PayPal member since 2000. Bought, sold, transferred money, lotsa transactions with zero, ZERO issues.

+1

No issues whatsoever with PP

I suspect I'm part of the silent majority on this.

[Walter]

I make a lot of purchases using PP and have had no adverse issues.

One fellow in Phoenix had a vintage jersey for sale on the Bay, I bought it with PP, he never sent it, I opened a dispute, and PP sent my $$$ back.

[bicycletricycle]

Paypal is way better as a buyer than as a seller in my experience.


I have had many more successful transactions than difficulties.


I have had a few problems and mostly they have stonewalled me.

[tigoat]

Don't know what is the issue here but I have been a seller with PayPal since 2005 and never had a problem. I was concerned at first linking my checking account to it but it has been 10 years since with many successful sale transactions. The only thing I don't like about them is their commission fees but hey nothing is free in business world.

[Lovetoclimb]

Only on this forum with someone who seems trustworthy based on post count, previous dealings, positive words from other members, will I offer the option to use Cash App by square. Been using it with friends and family more and more and could easily see it taking marketshare from PP. Anyone else have platforms they prefer?

[R3awak3n]

I've been a PayPal member since 2000. Bought, sold, transferred money, lotsa different transactions on and off EBay with zero, ZERO issues.

same here. Like most services, there are problems but they have been excellent to me when someone took $600 from my account. Resolved in less than a week

[regularguy412]

I have never 'sold', so I've never used it as a seller, only as a buyer. But it became so cumbersome ( having to remember multiple passwords and constantly re-validating this or that), I stopped using it about 5 years ago. Wrote a note to Fleabay that I would refuse to purchase anything from the site if I had to use PayPal as the medium.

Yeah. I was a lil PO'd.

Mike in AR:beer:

[Rebel_Biker]

When I opened the business account they held everything over $10k/month, for 30 days. We were an online shop and consistently had all this money being held by them. A year later, I still had this monthly maximum after countless inquires.

[Thrashin]

Been a member since 2000. My issues all involved eBay. Holding of cash, refunds, frozen account.... All because of ebay's awful "seller protection". Those two words do not go together... Since PayPal split I have had zero issues, however I have also stopped selling on eBay. Screw them

[oldpotatoe]

I ï½·ï½·ï½·ï½·ing hate paypal. Hate hate hate hate hate.

Not gonna really get into this except to say 'hate' is a pretty big word. You actually 'hate' a online payment service?

But I have used it for over a decade with zero problems, IMHO, YMMV, blah...

OPs post number 6..the reasons...so, somebody else made a mistake and the 'service', you now hate..ok

[paredown]

Not gonna really get into this except to say 'hate' is a pretty big word. You actually 'hate' a online payment service?

But I have used it for over a decade with zero problems, IMHO, YMMV, blah...

OPs post number 6..the reasons...so, somebody else made a mistake and the 'service', you now hate..ok

I'm kinda with Bicycletricycle on this--the company institutes policies that serve mostly for its own protection, unilaterally acts on those policies and inconveniences an honest seller, and then provides an inadequate customer service system where mistakes like these should be corrected.

I'm not sure I would get to "hate"--but I think PayPal functions with the same corporate arrogance as eBay. While I have had very few problems with either, it doesn't make me dislike them any less for that arrogance.

What I miss is the Euro banking scheme that let individual account holders make direct payments at no cost to them from their own checking account. How civilized is that?

[R3awak3n]

I just read that. OP should be mad at buyer not PayPal.

[verticaldoug]

What you hate is all the online/credit fraud which forces payment systems to install all these safeguards.

If you launched a brand new payment system or card scheme, how many transactions will occur before you deal with a fraudulent one? 50? 100?

[smontanaro]

... lotsa different transactions on and off EBay with zero, ZERO issues.

I've not had any problems either. I do hope that by spinning off PayPal, eBay will maybe accept other payment systems (Apple Pay, Dwolla, etc) and thus give PayPal a bit of competition, maybe force them to reduce their fees a bit.

[dave thompson]

I've not had any problems either. I do hope that by spinning off PayPal, eBay will maybe accept other payment systems (Apple Pay, Dwolla, etc) and thus give PayPal a bit of competition, maybe force them to reduce their fees a bit.

Generally I'm in favor of spending less. What PayPal did for we consumers is huge, allowing us to buy and sell, send and receive monies in the comfort of our BarcaLoungers in our jammies. We could be a business without the hassles of getting a business license and all those small details. If PayPal wants to charge me 2.9% for being able to do all that, I'll gladly pay it. Cheap thrills!

[Lewis Moon]

I've been a PayPal member since 2000. Bought, sold, transferred money, lotsa different transactions on and off EBay with zero, ZERO issues.

yep.

[ftf]

I've had a couple of issues with paypal, but all of them were rooted in a dishonest buyer. Is that really paypal's fault? Any system can be gamed, and I think paypal is trying to do the right thing, but does not always succeed.

[malcolm]

My only issue with pay pal is they stopped letting me buy things after I'd spent $10k total until I linked a checking account with them. Now I had bought and sold tons of stuff, clearly as I had sent out over 10 grand with never an issue, my linked credit card has 20k available credit, so I don't get it. Why do I need to link a checking account. There only answer was you do. I don't buy things with pay pal any more as I'm not linking a checking account with them. I keep the account only to receive money as that's the only way some people are comfortable buying.

[rugbysecondrow]

This issue of "Hating Paypal" reminds me of this Louis CK bit. It is spot on for this conversation.

"your phone doesn't suck, your life around your phone sucks"

NSFW

https://vimeo.com/69662330

[txcid05]

https://youtu.be/pt4tjneF_Wk
https://youtu.be/Ld0MzGPuMl0


The second link really gets into why.

I have never sold stuff online, just buy stuff. I had no idea it was this bad. Is it really? Any horror stories?

Any alternatives? What if I want to sell something on here, just keep it local?


That cartoon is pretty funny...and all damn true! Paypal protects the heck outta the buyer...best of luck as a seller. And I probably sell 3-4 items per week on feeBay, I'm always suspicious of them and watch my money quite closely. Ya just gotta do it.

[Saint Vitus]

This issue of "Hating Paypal" reminds me of this Louis CK bit. It is spot on for this conversation.

"your phone doesn't suck, your life around your phone sucks"

NSFW

https://vimeo.com/69662330

Showing this to my 14 year old son.

[stansarch]

Been a member since 2000. My issues all involved eBay. Holding of cash, refunds, frozen account.... All because of ebay's awful "seller protection". Those two words do not go together... Since PayPal split I have had zero issues, however I have also stopped selling on eBay. Screw them

Same and was an early paypal adopter about '99 or so, had to stop selling on ebay with all the fund withholding.

Wish sometimes it could go back to the old invoice and check system. Got tired of the middleman.

[unterhausen]

my problem with paypal is that they need to be regulated like the bank that they actually are. And the fact that they can just empty your bank account on a whim. Other than that, it's great.

Someone tried to defraud me once, Paypal caught it. It was easier because I hadn't used paypal in that time period. It was really suspicious though, it seemed to me that what the person did was impossible without a security flaw in paypal's system. But since then, I've gone to two factor on both my paypal account and my email account that I use for it.

[Repack Rider]

Paypal has collected a lot of money for me, and so far I haven't had a negative experience. No way I could have made the money I did from selling stuff online without PP.

YMMV

[rugbysecondrow]

my problem with paypal is that they need to be regulated like the bank that they actually are. And the fact that they can just empty your bank account on a whim. Other than that, it's great.

Someone tried to defraud me once, Paypal caught it. It was easier because I hadn't used paypal in that time period. It was really suspicious though, it seemed to me that what the person did was impossible without a security flaw in paypal's system. But since then, I've gone to two factor on both my paypal account and my email account that I use for it.


I have had fraud on my bank account in the past few years as well.

I accept there are flaws in the system and somebody will exploit that. I find this more acceptable then sending a check (with bank and routing number and address) to a stranger.

[nm87710]

"your phone doesn't suck, your life around your phone sucks"

+1

[witcombusa]

I'm just a buyer...

LOVE PayPal. If it's not in person with cash, It's PayPal :beer:

[malcolm]

+100

If Paypal, bank, credit card issuer, payday loan co, or anyone else places holds on funds, restricts access, wants more collateral, etc. it's because you are a high risk customer.

Thus, those who can least afford it pay the highest price - in hassle and $.

Always been that way. Always will.

Not necessarily true

Paypal would no longer let me send money when I hit the 10k spent mark without linking a checking account to my paypal account. My credit card had 20k available credit and my credit rating is approaching 800. I've never had any bad credit or defaulted on a loan, so how would I be high risk. 10,000 dollars worth of payments through pay pal was never a problem.

[jlwdm]

Love paypal. Use it all of the time and never had a problem.

Jeff

[bicycletricycle]

all of the people posting how they like paypal suck and are ruining my tantrum


start your own "paypal is the best thread"


:)

[malcolm]

all of the people posting how they like paypal suck and are ruining my tantrum


start your own "paypal is the best thread"


:)

All these pollyannas and glass is half full types always ruin a good negative thread

[Dead Man]

https://encrypted-tbn1.gstatic.com/images?q=tbn:ANd9GcRkuoyd6QoozLcBKvuCGqNdIjHwJ9J7V-tMjBDfRZPddxPcbTV0

http://i.imgur.com/NiYqn.jpg

http://static.fjcdn.com/pictures/Scumbag+paypal+oc_3249a7_4211464.png

http://i50.tinypic.com/23j0hi1.gif

http://2.bp.blogspot.com/-9OyXSHwKab0/ULm045OpleI/AAAAAAAABpM/v3IDNtIZzKc/s1600/Apathy.jpg




Better?

[SlackMan]

For all the Paypal haters, I would challenge you to develop an alternate business model or set of rules that works, and is not easily exploited by dishonest buyers or sellers.

Many years ago before there were things like buyer and seller protection, I was approached by a couple of guys who wanted to start a dot-com company that would insure person to person transactions (I have a finance background and did some work in insurance). No matter how hard I tried, I coudl not devise a system that was sufficiently fraud proof that I was willing to put my money and reputation at risk.

So, yes Paypal sometimes stinks. But, what does the better alternative look like that is also a viable business model?

[Frankwurst]

yep.

Yep but I say yup again.:beer:

[R3awak3n]

there are alternatives to paypal, just not a lot of people use them (amazon payments for example)

[bicycletricycle]

i agree that it is a difficult and complicated business.


it is not my job to figure it out.


it is my self appointed job to complain about things.





For the all Paypal haters, I would challenge you to develop an alternate business model or set of rules that works, and is not easily exploited by dishonest buyers or sellers.

Many years ago before there were things like buyer and seller protection, I was approached by a couple of guys who wanted to start a dot-com company that would insure person to person transactions (I have a finance background and did some work in insurance). No matter how hard I tried, I coudl not devise a system that was sufficiently fraud proof that I was willing to put my money and reputation at risk.

So, yes Paypal sometimes stinks. But, what does the better alternative look like that is also a viable business model?

[Cicli]

No real problem here.

[93legendti]

Dwolla is an alternative.

I wonder if the Paypal complainers dovetail with those who think it is ok to use PayPal gift for buying and selling things.

[Ralph]

Dwolla is an alternative.

I wonder if the Paypal complainers dovetail with those who think it is ok to use PayPal gift for buying and selling things.

How do you use that when sellers only take paypal? I think PayPal is great. You would have to be nuts to want to go back to old system of either trusting people on other side of transaction or having sellors hold checks until they clear. Apparently PayPal wised up to folks scamming them and calling money sent for goods as "gifts". last time I actually did send my son a gift of $200, they charged me a fee.

[93legendti]

How do you use that when sellers only take paypal? I think PayPal is great. You would have to be nuts to want to go back to old system of either trusting people on other side of transaction or having sellors hold checks until they clear. Apparently PayPal wised up to folks scamming them and calling money sent for goods as "gifts". last time I actually did send my son a gift of $200, they charged me a fee.

People do it here when selling stuff. I don't think Ebay would allow it.

I've used dwolla for transactions here

[mjf]

The concern I've been having with paypal is typically only related to selling now, buying I've had zero issues with it since I've used it.

The problem is though, what if any other options are available?

[Dead Man]

I have a Square account... their rates are cheaper or the same (swipe or manual entry)

I can't SEND money via Square, but I can at least take payments.

[marciero]

No real problem here.

maybe this goes in the "First-world problems" thread