I only transport my fendered commuter occasionally. It has sks fenders, the kind with the v-shaped brace where the point of the v attaches to the rear drop out. I have a 1 up rack. My solution was to use computer case thumb screws to attach the v. They unscrew in 30 seconds by hand, I can then slide the 1 up mechanism under the rear fender. There are no issues with the front fender interfering. Inelegant, but serves my purpose and my other bikes are un fendered.
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