Agree that our culture is not one that cares for cyclists.
Contrast this with the Dutch view (old 2013 article but best that came up in a search )
https://bicycledutch.wordpress.com/2...e-netherlands/
TL/DR
"The Dutch do indeed try to avoid accidents from happening in the first place."
"Children under the age of 14 are always protected" - "With one exception: in case of intent, similar to that of people of 14 years or older, then the parents or legal guardians are liable for the damage."
".. motor vehicle user is liable for financial damage, unless that driver can prove the incident was caused by circumstances beyond his/her control.
That will be hard, because the driver must then prove he/she drove flawless, or that his/her mistake was not the cause of the incident.
If
mistake.. was made by the non-motorised road user, that mistake has to be so unlikely, that a motor vehicle user could not reasonably have considered it to happen.
Failing to give way or jumping a red light (deliberately or by mistake) are
not such unlikely events, they happen regularly, so
drivers are not granted ‘circumstances beyond control’ very often.