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I am amazed I never got frostbite on my face while commuting in Wisconsin. I rode in -24F weather once and -20F a couple of other times. No eye protection. I was a stupid teenager. Got frostbite on my wrist and one of my toes. It can happen very quickly, the wrist was because I didn't put one of my gloves on right and it was frostbitten in a few seconds.
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